Say goodbye to

Sign up now for your free Mastercard debit card and digital wallet. Spend, send and withdraw cash without fees.

Say goodbye to


Sign up now for your free debit card and digital wallet. Enjoy spending, sending and withdrawing cash with zero fees.


[sa•da] adjective

Urdu: simple

Arabic: happiness

English: the most simple way to manage money


[sa•da] noun



the most simple way to manage your money

We have a different perspective about fees

SadaPay doesn’t have any costly physical branches like a traditional bank, which lets us pass those savings onto our customers. 

  • Free Mastercard debit card
  • No annual fees or minimum deposit
  • Free, instant transfers to any bank or wallet in Pakistan
  • Free cash withdrawals at any ATM in Pakistan
    (3x per month)

Security you can trust

We safeguard your funds and use advanced systems to protect your digital wallet.

Serious Protection

We protect your funds and sensitive personal data with encryption in-flight and at-rest.

Biometric Access

Use fingerprint or Face ID for quick and easy access to your account information.

AI Fraud Detection

We've implemented best-in-class fraud detection systems to keep your money safe.

Replacing complexity with simplicity

2-Minute Registration

Sign up from your phone with just a selfie, a photo of your CNIC, and some basic information. No paperwork.

Simple Payments

Sending and receiving payments has never been this easy. Now you can move your money within seconds!

100% Transparency

We promise to always be upfront with our customers. No unfair rates, no hidden fees. Ever.

Connecting you to the world

Shop Globally

The SadaPay Mastercard is accepted at 30 million merchants around the world, online and in-stores. 

Real-time Updates

You’ll get instant transaction alerts on your phone whenever there’s activity on your account.

Lowest Foreign Exchange Rate

We only pass you our cost of 1.5% for foreign exchange when you make non-PKR purchases with your card.

Complete control of your money

In-app Card Controls

Misplaced your card? Freeze it. Want to shop online? Activate international payments with one tap.

Numberless Card

To reduce fraud risk, your card number is only visible securely in your app. It’s not printed on the plastic! 😁

Accept transfers
from 45 countries 🌏

Receive money from friends, family or clients  using all the top services & platforms.

Accept international transfers
from 45 countries around the world 🌏

Receive money from friends, family or clients using all the top services & platforms.

  • Xoom
  • World Remit
  • Azimo
  • Western Unio
  • Payoneer
  • Upwork
  • Fiverr
  • Freelancer
  • Transferwise
  • Skrill
  • Remitly

Here for you, any time

Message us directly from the app for help.

Ready to join?

Sign up today

SadaPay is registered as SadaTech Pakistan Pvt Ltd with the Securities and Exchange Commission of Pakistan (No. 0136598), is regulated by the State Bank of Pakistan, and is a wholly-owned subsidiary of SadaPay Technologies Ltd., registered in the Dubai International Financial Center under commercial fintech license #3263.

SadaPay Mastercard debit cards issued pursuant to a license by Mastercard Asia/Pacific Pte. Ltd.


SadaPay Head Office
Ufone Tower 9th Floor,
Jinnah Avenue, Block F-7/1,
Blue Area, Islamabad
SadaPay Lahore Office
Vogue Towers 3rd Floor,
MM Alam Rd, Block C2, Gulberg III, Lahore, Punjab, 54000
SadaPay Karachi Office
MA Tabba Foundation Building, 1st Floor, Gizri Rd, Block 9 Clifton, Karachi, Sindh 75600

SadaPay UAE Office
FinTech Hive,
Gate Avenue, Zone D, Level 1,
Dubai Int’l Financial Centre,
PO Box 507211, Dubai, UAE

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