One of the things we felt was lacking in Pakistan’s financial landscape was a fantastic virtual debit card. 

There are some virtual cards out there, but we checked them out and didn’t think they captured the simplicity and ease that a virtual card should be synonymous with. Keeping this in mind, we set out to launch what we hope will become the coolest virtual debit card in Pakistan. 😎

What is a virtual debit card?

The idea of a virtual debit card may be new to some of you. 

Essentially, a virtual debit card is a digital version of a physical debit card. The main differences between the two are:

– A virtual debit card comes with a separate card number, expiry date and CVV
– A virtual debit card is only available digitally on your phone 

The only things you won’t be able to do with your virtual debit card is withdraw money and use POS machines. 

For those of you who are more inclined towards online shopping, virtual debit cards are a great choice over physical ones, primarily for how easy and safe they are to use 😍

What are the benefits of using a virtual debit card?

With our products and features, we always set out to make sure that everything aligns with our values. In the case of virtual debit cards, we felt that their simplicity and ease of use would help make our user’s financial lives more effortless and enjoyable. 

We want to save our user’s time, make payments more ‘sada’ and protect our user’s funds. Virtual debit cards help us achieve these goals in various ways:

– They’re available for immediate use as soon as you open your full account, meaning you don’t need to wait for your physical card to make transactions. This makes your payments experience quicker and more convenient. 🙌

– Since your virtual card details are within the app, you minimize the risk of someone getting access to your card details making them extremely secure 

-You can’t lose a virtual card, unlike with a physical card increasing the safety factor attached to it.

If you still feel that your details may have been compromised, you can always request to freeze your card with our in-app chat (which we’ll do in a matter of minutes!). Not to mention that if you lose your physical card or are facing any issues with it, your virtual card will continue to work normally. 💪

How can I use my SadaPay virtual debit card?

Accessing the SadaPay virtual debit card is easy. You’ll be able to access your SadaPay virtual debit card as soon as you’ve been onboarded for your full account. 

Here’s how you can access your SadaPay virtual debit card:

– Open the SadaPay app on your phone 

– Select the teal tile on the left showing your current balance

– You’ll now have entered a section titled ‘My Cards’ that has details of both your virtual and physical cards. You can move between the two tabs to get detailed information on the separate cards.

Unlike other virtual debit cards in Pakistan, ours is enabled for international transactions on any website that accepts MasterCard as a method of payment. 💸 

We’ve also made sure to keep our foreign exchange rate the same with both our cards (1.5% – the lowest Forex rate in Pakistan!). 

We wanted to also include the option to copy the account number within the app, since this card is primarily used for online payments and we thought it would be easier than having to manually fill out your card number. 😊

Your virtual and physical debit cards are linked to the same funds in your account, so make sure you have money in your app before using your cards. 

We hope that you’re as excited as we are to use your virtual card and we can’t wait to hear what you guys have to say about it! If you have any questions, please feel free to reach out to us on hello@sadapay.pk or drop us a message on any of our socials 😃

SadaPay is currently in its pilot phase and will start rolling out to the public once we’ve received our regulatory approval for commercial launch. You can sign up for early access through our waitlist at www.sadapay.pk/waitlist 

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SadaPay is registered in Pakistan as SadaTech Pakistan Pvt Ltd with the Securities and Exchange Commission of Pakistan (No. 0136598), and is a wholly owned subsidiary of SadaPay Technologies Ltd., registered in Dubai International Financial Center under commercial fintech license #3263

SadaPay Mastercard debit cards issued pursuant to a license by Mastercard Asia/Pacific Pte. Ltd.

Offices

SadaPay Head Office
Ufone Tower 9th Floor,
Jinnah Avenue, Block F-7/1,
Blue Area, Islamabad
 
SadaPay Lahore Office
COLABS,
50 Gurumangat Rd, Block N,
Gulberg III, Lahore, Punjab
 
SadaPay UAE Office
FinTech Hive,
Gate Avenue, Zone D, Level 1,
Dubai Int’l Financial Centre,
PO Box 507211, Dubai, UAE